I have seen so many single moms, or dads, depend on other people and get lost if something does not come through. A perfect example would be the stimulus money that everyone was supposed to get. There were some people that did not get one, and it devastated them. I personally did get them, but it went towards bills and put up for the kids. Why? Because I have set myself up to not depend on what could possibly come in, because I know what money is coming in. If I get more money for that month, then it is just a bonus and I put it towards securing my financial future for my two kids. I have learned the art of planning for the financial future for me and my kids in almost every instance.
To begin I started with minimal money being put up. Even if it was $5 a month. Everything I could put up counted towards my kids financial future. In the last few years I have learned ways of making money from home by working online, selling scrap or by simply picking up change in parking lots. Instead of looking at things as simple money, I think of it as an investment to my kids financial future.
Always find ways to save money. There is so many ways now to save money on buying almost everything. I even use every receipt I have to put on apps and I save an average of $50 a month by simply taking pictures of receipts. I have a more detailed post on my other blog about getting Free Money with Receipts if you want to learn more.
Once I learned with all of the simple steps, I researched more ways of securing my kids financial future. I have life insurance, death and disability insurance, and and disability insurance in case something happens and I cannot work. Each of these are planning for the "What if's" in life. I pay about $200 a month with all of these, but I know if something happens, I have my kids financial future under control, at least for a year of so depending on what happens.
I am a single mom of two amazing kids, plus I have raised my nieces. I have struggled financially and received help from a lot of great people through the years, but I tried to never depend on the possibilities of someone helping. I do not get child support, I have not gotten help with state aid in more than five years, and all of the money coming in is what I have worked on in one way or another. I have had so many days where I wanted to quit. I wanted to give up because I did not think it was possible to get to where I am. I have had many struggles in life but I know my kids financial future is more important than anything. Do not give up on your life or the plans you have, because it can work.
Read more about me and my family on the posts
