My boyfriend and I (prior to his death) were looking for land to purchase and considering where we would want to live. I told him I would be happy with a tent as long as I could have a shower. I would have ran away with him and my son without a second thought. Now that he is gone I still want to continue with our plans. I am looking to purchase about 10-20 acres of land. The home is optional at the moment, I can use a small RV until I can get a home built if necessary.
The problem with my plan is my income. I am a single mom that makes about $25000 a year. This is a small income when considering purchasing something like this. I am planning it though, and pray for the best. What am I doing?
- I have increased my credit score from 420 to 670 in less than three years (I will share how I did this later on) , so I want to continue this increase for another year before making a purchase
- Look at different locations to determine where I want to live
- Look into local programs that may help
- Find state and federal programs that may help
- Work as much over time as I possibly can to increase my yearly salary for this year
- Pay off credit cards so that I increase my credit score and decrease my debt
- Evaluate every aspect of my life financially. I want to be fairly secure before I purchase something of this magnitude
Thank you all for reading!
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