Single Mom Taking her Kids Financial Future in Her Own HAnds

    I have seen so many single moms, or dads, depend on other people and get lost if something does not come through. A perfect example would be the stimulus money that everyone was supposed to get. There were some people that did not get one, and it devastated them. I personally did get them, but it went towards bills and put up for the kids. Why? Because I have set myself up to not depend on what could possibly come in, because I know what money is coming in. If I get more money for that month, then it is just a bonus and I put it towards securing my financial future for my two kids. I have learned the art of planning for the financial future for me and my kids in almost every instance.

    To begin I started with minimal money being put up. Even if it was $5 a month. Everything I could put up counted towards my kids financial future. In the last few years I have learned ways of making money from home by working online, selling scrap or by simply picking up change in parking lots. Instead of looking at things as simple money, I think of it as an investment to my kids financial future. 

    Always find ways to save money. There is so many ways now to save money on buying almost everything. I even use every receipt I have to put on apps and I save an average of $50 a month by simply taking pictures of receipts. I have a more detailed post on my other blog about getting Free Money with Receipts if you want to learn more.

    Once I learned with all of the simple steps, I researched more ways of securing my kids financial future. I have life insurance, death and disability insurance, and and disability insurance in case something happens and I cannot work. Each of these are planning for the "What if's" in life. I pay about $200 a month with all of these, but I know if something happens, I have my kids financial future under control, at least for a year of so depending on what happens. 

    I am a single mom of two amazing kids, plus I have raised my nieces. I have struggled financially and received help from a lot of great people through the years, but I tried to never depend on the possibilities of someone helping. I do not get child support, I have not gotten help with state aid in more than five years, and all of the money coming in is what I have worked on in one way or another. I have had so many days where I wanted to quit. I wanted to give up because I did not think it was possible to get to where I am. I have had many struggles in life but I know my kids financial future is more important than anything. Do not give up on your life or the plans you have, because it can work. 

Read more about me and my family on the posts

Where I come from Financially and Where I am going

Finally Some Financial Success but More to go

Making the Most out of Online Coupons

There are so many sites that have coupons available. Using these coupons can save a lot of money on our groceries and other products that we purchase for our home. I enjoy using these coupons, but there are sites that you can truly make and save money by using coupons from there site.

I use two different sites that pay me for using there coupons. One of the sites is Mypoints.com. Mypoints.com pays you in point then you can redeem them for gift cards. I have made over $100 in gift cards from Mypoints.com in the last year for doing small tasks like reading emails. I am also close to another $25 giftcard redemption.

Mypoints.com pays me for a lot of things, but my favorite for coupons is Inboxdollars. Inboxdollars pays you .10 for every coupon that you print out and redeem. That means that if you have a .50 coupon you will actually be saving .60. You can save and make a great deal of money on groceries and other household purchases by using a program like this. You can also make money in other ways on Inboxdollars. I have made more than $200 in the last year from the site, and I do not spend a lot of time on the site trying to earn money.

I am sure that there are other sites as well, but these are my favorite two sites to make the most out of your online coupons. If you can actually make money by using online coupons, why not do it. Every little bit of money comes in handy.

EVERY PENNY COUNTS!!