Tuesday, November 5, 2019

Mom investing money

A few years ago I started looking into investing money, but as a single mom I could not afford all of the fees and things that went along with it. Especially the minimum that most brokers wanted at the time. A few years ago I started hearing about sites like Acorn. I never gave it a try because I just did not know, and as a mom we have to have some how of knowing that we will see our money grow. I always had to watch every penny I had, so I put it off. Well about a year ago one of the sites I work on, I think it was Inboxdollars, posted to pay me a few dollars to try this site STASH. I was skeptical but I gave it a try. I am so glad I did.

For those who think it is too difficult, do not let it scare you. Stash has a lot of great helpful articles and will guide you through the entire process. It is $5 to start and believe me they will make the process easier than you can imagine.

Start investing for you and your kids as early as you can. I am almost 40 and really wish I would have started much earlier. I am hoping I have learned enough with STASH and other savings I have to start paying for college in 10 years. It will be here before I know it.


Look at my blog post about STASH on my finance blog


Monday, November 4, 2019

October was a good start rebooting to my online income



Since I had surgery October 8th I have been going through so many things mentally and I miss working from home. I know it will take some time to build back up to what I was earning, a couple of thousand a month, but it is worth the work.

October has only had a few small things going towards my online income, but every little step makes a difference. Here is a few things I did in October:

Blog Posts:

Live on less Money than what you Earn

As a single mom I tend to be looking everywhere for financial advice, money saving tips, and other money saving advice. I have learned that one of the biggest mistakes that people make with their personal finances is spending more than you earn. Even before I was a single mom, I did the same thing. I have learned that one of the biggest mistakes that people make with their finances is spending more money than they earn. Some people are trying to keep up with their friends and others just think that they can't stop spending. I have even noticed some parents spending more than they earn because they do not want to let their children down, believe me the kids will understand when they are put in the same situation.

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Financial Ebooks

I have been writing small articles and financial tips for about 10 years now. I also went to school for business and received my degree in 2015. As a single mom I have found numerous ways of saving and making money in about every aspect of my life. I have decided to share my experiences in more detail through books. So far I only have 4 simple Ebooks about finances, but I do plan on having many more in the near future. If you would like to take a look, please do. These are just the beginning, and I am learning more about writing Ebooks with every one I publish. I have set the prices below $3 on the first few books until I can write the finance books in more elaboration.

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How to Feed a large Family on a Budget

Feeding a large family can be a task in itself, but it is even harder when you have to feed a large family on a budget. There are a lot of ways for you to cut your grocery bill, and save money. Here are a few things that you can do to feed a large family on a budget.

Begin by clipping coupons, or take advantage of online sites that offer coupons. You can use these coupons to receive merchandise for a big savings, or even at times free. You can save even more if you shop at grocery stores that offer to double or triple your coupons. Coupons have been a very big part to help feed my family on a budget.

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Saving Money on Groceries

Saving money is a big thing for most families in today’s economy. Groceries tend to be one of our biggest expenses, and saving money on groceries can make a big difference in our family’s budget. There are some very simple things that anyone can do to save money when grocery shopping.

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Hubpages

I have not submitted much on Hubpages, I have just been going through and updating articles. I have included backlinks to some of my blog posts which has been great. On one post I had close to a thousand views in a day. I have not seen that in a long time on anything I have submitted or posted. I am sure it is because I have not put in the effort though. 

Here are a my top three hubs for October:

Direct Sales tax Deductions

Preparing Dinner for Later 

Financial Planning Steps for a Single Mom


The month of October did not really see an income, but I see what is coming and what I am setting my mind to. The success is in my hands, and I am the one responsible for making a real online income.



 

Sunday, November 3, 2019

I am Back Focusing on my Home Business

It has been a long time since i have really focused on my home business. I have to say its because I work about 60+ hours a week and I now have a 14 month old and my son that is 8. It has been a struggle to really push my home business in addition to everything else. I have had a realization that I cannot keep pushing so much at my current job. I love my job, but I love my kids more.

Over the last few years I have put more emphasis on my career than I have anything else. I know that is not the best thing to do as a mom, but that job has done a lot for my family. It has helped me purchase two vehicles over the last few years and a home. I am hoping soon I will be able to purchase another home and use one as a vacation rental since I have a front door view of Pikes Peak.

My plan of action is to stop working a full time job within the next three years. I want to be able to work from home and spend more time with the kids. I feel like I have missed out on so much of my sons life because of my working so much, and I do not want to do that to my daughter too. Now I cannot say I have the entire plan put together, but I hope I will soon. Up until now I have not told anyone what I am thinking, but it is time for me to do something else with my life.